Em. Great, thank you, Stewart.

You've turned into the wrong Mitford sister.

Basically, we'd set up a network of micro-credit lenders at neighbourhood level.

This is great. So what would it be called? Like the Citizens' Bank or...?

The People's Bank. Erm, community... The credit fund.

No, no, credit's a bad word. Negative.

Something with advance. The We Bank.

The We Bank? I like that.

Although it does sound a bit like a sperm bank but for wee.

Bit of a farce going on here with your Mr Tickle.

They've turned up to evict him and he's not there.

Good, self-evicted. Gone. Problem solved.

Anyway, what's going on with Fergus and Adam and the sexy stranger?

She's an economist, apparently.

Oh, don't be ridiculous, she's far too attractive.

You can get sexy economists. What about Stephanie Flanders?

Yeah, that's true. I quite like Emily Maitlis.

Really? Oh, I'm sure she'd love a grey pounding.

Do you want to have an idea-gasm? Yes, please.

Ask me how we'd initially fund this? How would we initially fund this? How would we initially fund this?

A one-off Robin Hood tax.

Steal from the fat cats,

raise enough seed capital for hundreds of start-up funds for fledgling businesses.

You know what? This could work really well for us.

This... This is... Yeah.

Yeah? I mean, let's just talk figures.

What sort of start-up capital are we talking here? Erm...

Not very much. I think we're looking at about 2 billion.

2 billion. 2 billion.

Good. I erm... Well, obviously, I'd have to ring the Treasury.

Sure. And twist a few arms. You know, it'll take a couple of weeks to work out

but we are extremely keen to set that process in motion.

Nicola Murray. We're assuming she's on her way out.

That's a given. She's a political accident nobody can quite remember how it happened.

Contender one - Ben Swain.

Now, ABC1's over-thirties consider him shifty and unfocused.